Insurance
Did you know that we always recommend tenants to have accidental damage cover for landlord’s, building, contents, fixtures, and fittings?
Tenants
Though it is not obligatory, we recommend that all tenants consider obtaining insurance to cover for accidental damage to any of the landlord’s fixtures and fittings. It is also advisable that you have insurance for your own contents.
One insurer that we’ve found most helpful is One Broker. One Broker is an independent insurance broker that has developed specialist Tenant Insurance policies. They can tailor to your unique needs, source a wide variety of insurance products, and ensure the right protection is put in place. To learn more about One Broker, visit their website – https://www.onebroker.co.uk/personal/personal-insurance-covers/tenants-contents-insurance/
Landlords
Landlords are advised to ensure that their property is adequately insured, including cover for loss of rent in the event of the property becoming un-habitable as a result of an insured loss and limited contents coverage for any fixtures and fittings at the property. For example, carpets, curtains, or appliances.
Whether you have one property or a portfolio, the experienced team at One Broker can arrange a comprehensive cover. They can insure flats, converted properties, houses, bungalows, thatched, listed buildings, and non-standard properties.
One Broker can offer landlord buildings and contents insurance, property owners’ liability, lock replacement, trace and access cover, malicious damage, theft by tenants, and loss of rent cover. Separate legal expense and landlord rent guarantee cover can be arranged to cover if your tenant stops paying the rent or breaches the tenancy agreement.
With One Brokers risk management services they can work with you to discuss risk assessments, disaster recovery planning, premises and site safety, vehicle and fleet management, electrical safety, plant safety and energy compliance regulations.
To learn more about One Broker, visit their website – https://www.onebroker.co.uk/personal/specialist-insurance/landlord-insurance/